Bank account offer · Bank of America

Advantage Banking checking

Up to $500

What you need to do: Open an Advantage checking account and receive $2,000 to $10,000+ in qualifying direct deposits within 90 days.
Fees: $4.95–$25/mo depending on account (waivable)
Offer ends: Jan 31, 2027

Bank of America pays a bonus of up to $500 when you open a new Advantage Banking checking account and get your pay deposited into it.

Bonus tiers

Based on your total qualifying direct deposits in the first 90 days:

Each of these fees can be waived. Bank of America lists the ways to waive them when you choose an account.

Open the account through the offer page by January 31, 2027
Have your salary, pension or Social Security deposited electronically within 90 days
The bonus is paid within 60 days after that

Anyone who owned or co-owned a Bank of America personal checking account in the last 12 months
Business, trust and SafeBalance for Family Banking accounts
These deposits don't count: transfers from other accounts, teller deposits, wire transfers and ATM deposits

Terms come from Bank of America and can change at any time. Check the full terms on promotions.bankofamerica.com before you apply.

Up to $500

Bank of America Advantage Banking checking

Apply at Bank

Opens promotions.bankofamerica.com in a new tab. This page stays open, so you can come back to it.