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Bank account offer · E*TRADE from Morgan Stanley
Premium Savings Account
Up to $800
- What you need to do
- $400 for $20,000+ or $800 for $100,000+ in new money, deposited within 30 days and held 45 days more. Code SAVE800.
- Fees
- No monthly fee
- Offer ends
- Jan 10, 2027
A high-yield savings account from Morgan Stanley Private Bank (FDIC insured), with a cash bonus for bringing in new money and a promotional rate of 4.25% APY for your first 6 months.
Bonus tiers
- Deposit $20,000 to $99,999 in new money: $400 bonus
- Deposit $100,000 or more in new money: $800 bonus
How to earn it
- Open a new Premium Savings Account by January 10, 2027 with promo code SAVE800
- Deposit the new money within 30 days of opening
- Keep at least your tier's amount in the account for the next 45 days (days 31 to 75)
- The bonus is paid within 30 days after that, about 105 days after opening
Good to know
- No minimum to open and no monthly fee
- The 4.25% APY lasts 6 months, then the standard rate applies
- Money moved from other Morgan Stanley or E*TRADE accounts doesn't count as new money
- The bonus is taxed as interest income (Form 1099-INT)
- Limit of one bonus at a time, and two in a lifetime
Terms come from E*TRADE from Morgan Stanley and can change at any time. Check the full terms on us.etrade.com before you apply.
Up to $800
E*TRADE from Morgan Stanley Premium Savings Account
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